[vc_row][vc_column][vc_column_text]Explore our Mortgage Loan Product. Information provided below is subject to change at the discretion of the Management from time to time. Re-visit to get up-to-date information.[/vc_column_text][vc_text_separator align=”align_left” color=”juicy_pink” border_width=”2″][/vc_column][/vc_row][vc_row][vc_column css=”.vc_custom_1733995666846{margin-top: 2px !important;}”][vc_column_text]Avail loans against property at Gilada Finance for amounts of up to Rs. 60 lakhs with loan tenures of up to 5 years and interest rates ranging between 14% to 15.2% flat. Processing fee at 1.5% of the loan amount with simple documentation, faster processing and approval. No hidden charges are levied.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column css=”.vc_custom_1733995908926{margin-top: 10px !important;}”][vc_text_separator title=” Purpose of Loan ” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733995860638{margin-top: 5px !important;margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text css=”.vc_custom_1733995935151{margin-bottom: 0px !important;}”]Loan is extended for any funding requirements for business such as execution of business plan or for personal purposes including higher education or medical treatment etc. Getting a loan against property could be a feasible option lets you to pledge your property to meet your goals or requirements. This loan is preferable and affordable by the Borrowers to cater to their immediate business or personal requirements.
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title=”Advantages of Gilada Finance, Loan Against Property” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733995893137{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]
- Long tenure with small EMIs
- Attractive interest rates
- Hassle-free documentation
- Quick processing
- Loans for both commercial and residential properties
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title=”Loan Amount” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733996092501{margin-top: 10px !important;margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]The borrowers can get up to 60% to 70% value of the property at attractive interest rates.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title=”Repayment Options” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733991978439{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]The customers can opt for low EMIs and longer tenure up to five years.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title=”Loan Processing” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733992052554{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]No hidden charges are levied on processing the loan and all the charges are communicated through the fact sheet upfront.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_text_separator title=”Customised Loan” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733992599976{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text css=”.vc_custom_1733992624497{border-bottom-width: 0px !important;}”]One of the major benefits is that self-employed professionals can get their loans customised based on their needs. This is to facilitate better easy repayment and manage their business as well.[/vc_column_text][vc_text_separator title=”Prepayment charges” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733992532858{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text css=”.vc_custom_1733992916680{margin-bottom: 2px !important;}”]Are levied for outstanding loan amount and it can be done only after six months of taking the loan[/vc_column_text][vc_text_separator title=”Processing Fee” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733992655775{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]Up to 1.5% of the loan amount will be deducted at the time of disbursal of approved loan amount. All the charges levied are communicated through the fact sheet upfront.[/vc_column_text][vc_text_separator title=”Overdraft Facility” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733994313606{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]You can avail overdraft facility against property which allows you to use the loan amount up to an approved limit and pay interest only to the amount you have used.[/vc_column_text][vc_text_separator title=”Gilada Finance Loan Against Property Balance Transfer” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733994423895{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]The customers can transfer the loan against property from another Bank/NBFC to Giada Finance for availing additional loan based on income criteria and property valuation.[/vc_column_text][vc_text_separator title=”In which cities Gilada Finance SME Business Loans available?” title_align=”separator_align_left” color=”juicy_pink” border_width=”2″ css=”.vc_custom_1733992974138{margin-bottom: 0px !important;border-bottom-width: 0px !important;}”][vc_column_text]Gilada Finance loan against property is available in Bangalore, Kalaburgi, Bidar, Sindagi and Vijayapura by mortgaging home documents to the bank as collateral.[/vc_column_text][/vc_column][/vc_row]